CBSHIP success story

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The Moferere Oja Mutual Health Association (MMHA) is a Community Based Social Health Insurance Program an initiative of the EHAI implemented in Moferere Oja community of Ondo West Local Government Area of Ondo State, Southwest Nigeria.
The program which has received high commendations from beneficiaries which include enrollees, the leadership of the healthcare service delivery in the community as well as health care service providers effectively commenced in the month of January 2017. This was on the trail of several community advocacy and sensitization programs on the importance and immeasurable benefits of the Community Based Social Health Insurance Program (CBSHIP). Indeed the benefits have been priceless as evidenced in the testimonies of not just the enrollees but the service providers too.
The concept of CBSHIP is derived from the need to protect citizens especially enrollees from the hazardous implications of out of pocket expenditure on access to health care. The benefits are numerous as enrollees “pay far less for more” and nothings at all when accessing health care services. However, the benefits are not limited to the enrollees also as the providing health facilities also share in the yields of the program. According to the Medical Officer for Health/Director of Primary Health Care Ondo West Local Government Area, the CBSHIP program has significantly improved the utilization of the Comprehensive Health Center in Moferere – Oja. This is because the health center is the primary care provider for the program. Furthermore, because of the capitation made available to the facility by the program, there are readily available quality medicines and laboratory reagents and consumables to effectively manage enrollees when they come to access care at the facility. This has greatly improved service provision not just to the enrollees on the program, but for those who still pay out of pocket.
This was attested to by several other health care workers in the facility including the officer in charge of the health facility, Mrs. Yemi Adeleye who lauded the program and its impact on the morale of the healthcare workers, enrollees and community at large.

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